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...commercial or retail arms of the groups. Owing in part to its purchase last fall of Lehman Brothers' U.S. operations, profits at Barclays Capital doubled in the first half of the year, to $1.7 billion. The group's charges for bad debt, meanwhile, leaped by a similar rate, to some $7.7 billion. Vital to the bank in coming years: reducing its reliance on highly cyclical investment banking by boosting the share of income from commercial and retail operations. (See 25 people to blame for the financial crisis...
...problem is already massive. When the value of a house is less than its mortgage, a homeowner can't sell and pay off his debt. If a house becomes unaffordable - because of job loss, say, or an adjusting mortgage interest rate - the homeowner is trapped. Underwater borrowers are more likely to default on their mortgages than those with positive equity. (See a chart showing metropolitan areas with the highest percentage of underwater borrowers...
...comparatively low rate of antidepressant use among African Americans: "This is consistent with a broad recent trend toward increasing disparities between African Americans and non-Hispanic whites in mental-health-service use. More specifically, African Americans may be less predisposed than Hispanics or nonwhite Hispanics to use antidepressants. In a sample of primary-care patients with depression, African Americans ... reported a stronger preference for counseling over medication...
...Although so far the virus doesn't appear to have a significantly higher fatality rate than the usual seasonal flu, no one has immunity to the new strain - meaning we're likely to see very high infection rates. H1N1 is still spreading in the U.S., even during the summer - chiefly in summer camps and military installations, where young people are spending a lot of time in close contact. That alone shows just how transmissible this new virus is: we're dry kindling, and H1N1 is the match. But as with previous viruses in previous years, the real test for H1N1...
Abdullah, who is an ophthalmologist and Karzai's former Foreign Minister, has adopted a populist appeal that has gone over well in a nation that is only 32% literate (for women, the rate is 15%). His speeches are short and his slogans simple. He tailors his message to the region. At a recent rally in the eastern province of Panshir, a historic mujahedin holdout during the time of the Soviet invasion, he extolled the virtues of the valley's martyrs but warned that the lives of thousands will have been sacrificed in vain if the current government is allowed...