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There are plenty of reasons to believe that small businesses aren't getting the credit they need. In the last three months of 2009, business lending at smaller banks, which tend to cater to smaller companies, was down at a 13% annual rate, according to the Federal Reserve. Not only are loans harder to come by, but they're also more expensive. That has the potential to slow down economic recovery, since firms that can't borrow often can't expand. Policymakers have responded with a number of programs to boost small-business lending, including an Obama Administration proposal...
...minefield of health-care reform. Ministers are divided over how to reform Germany's complex health system and rein in spiraling medical costs. The upstart 36-year-old Health Minister Philipp Rösler (FDP) thinks he's come up with a solution to crack the problem: a flat-rate premium for health-care contributions so all Germans pay the same, regardless of income. But colleagues from the Christian Social Union (CSU), the CDU's sister party and the third partner in the coalition, have slammed the plan, saying it is not "socially fair and not financeable...
Demand does have standards, however. Every article requires at least one source (no Wikipedia allowed), and would-be writers are required to submit a résumé and writing samples, and the company says the approval rate is less than 50%. I'm a journalism-school graduate with a full-time job at a magazine (the one you're reading right now); I got in, but a friend with less journalism experience...
...Harvard’s success on Saturday resulted from more than just its high-powered offense. Defensively, the Crimson was able to slow down the Pioneers, holding its opponent to an attack rate below 30 percent...
Harold Li of the Child Welfare League Foundation in Taiwan - where the filicide-suicide rate is the highest in Asia (61 reported cases since 2008, with joblessness mostly identified as the cause) - agrees that trouble arises when "the boundaries between family members are not clear." The child victims of murder-suicides in the West are typically killed in violent attacks, as one partner's way of taking revenge on the other. In Asia, on the other hand, parents leap together with their children or succumb arm in arm to carbon monoxide inhalation in a kind of ghastly euthanasia...