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...bigger obstacle for pawnshop owners is legislation. The three public pawnshop companies also make so-called payday loans: short-term loans, typically seven to 30 days in length, that are not backed by merchandise. The loans typically carry interest rates of 10% to 20% for a two-week term, which translates into an annual percentage rate exceeding 300%. Industry experts say the APR is just theoretical since payday loans are meant to be very short term, lasting only until the borrower's next paycheck. Even so, a number of states, like Ohio, are imposing caps on the rates...

Author: /time Magazine | Title: Pawnshops Flourish in Hard Times, Drawing Scrutiny | 1/14/2010 | See Source »

...next week or so, Goldman and other large financial firms will hand out an estimated $140 billion in 2009 bonuses. Goldman alone is expected to enrich its employees by $18 billion. The large bonuses have drawn scrutiny because they are being paid at a time when the unemployment rate is 10% and many Americans are suffering financially. What's more, many Americas believe Goldman and others only survived because of taxpayer support, and now are unfairly profiting from the government bailouts...

Author: /time Magazine | Title: Goldman Tries to Put a Halo on Bonuses | 1/13/2010 | See Source »

...mountain - will never happen. "That's an up-in-the-air question now," concedes Ogden. Dietz is a bit more optimistic, saying the saturation theory does not hold up because children and adults have plateaued at such different points. "You can't argue that adults will saturate at one rate and kids at half that rate," he says. (Watch TIME's video about exercising with a hula hoop...

Author: /time Magazine | Title: Obesity News: Americans Not Getting Fatter | 1/13/2010 | See Source »

...said she was doing too little, too slowly and that her efforts were targeted at the wrong industries. She argues that her response has been vindicated. The German economy began to rebound in the second half of 2009, and helped by an aggressive "short time" work program, its unemployment rate has steadily declined to 7.5%, compared with 10% in the U.S. No economy is free from the threat of backsliding yet, however, and the head of Germany's federal labor agency has predicted joblessness will rise again this year. But as world trade picks up, the mighty German export machine...

Author: /time Magazine | Title: Angela Merkel's Moment | 1/11/2010 | See Source »

...Although Grimsson insists that Iceland will repay the debt - which amounts to about one-third of Iceland's annual output, or $17,400 per Icelander - he says the British and Dutch governments are trying to bully the country into accepting an extortionate interest rate of 5.55% over 15 years. He called for a referendum, set for Feb. 20, on whether the country should accept the repayment plan...

Author: /time Magazine | Title: Isolated Iceland: Why Reykjavik Is Defying Europe | 1/11/2010 | See Source »

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