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Nearly 13 million babies worldwide are born prematurely each year--10% of total births--and a million die as a result, according to a March of Dimes report. Using World Health Organization data, the group found that 85% of premature births occur in Africa and Asia. The U.S. preterm rate, meanwhile, has jumped 36% in the past 25 years...
...cool today. "It's time to become an obsessive saver," says Dave Ramsey, author of The Total Money Makeover. Start looking at what you spend on cars, travel, cable and phone services. You may be able to save hundreds of dollars a month right there. Refinance the mortgage while rates are still low. Use any new savings to pay down your highest-rate credit cards first. An alternative approach is to target your smallest debts first in order to experience success and build momentum to pay off larger loans. Once you've paid off a debt, apply the full monthly...
...opportunistic. The recession has an upside. A lot of things you'll need in coming years are cheap right now - like cars and houses and fixed-rate mortgages. Take advantage now to save money in the future. Improve your credit score by reducing your card balances to 10% of available credit. This will shave future borrowing costs. If you're under 50, you have a lot of time to recover, so contribute enough money to get the full match in your 401(k). If you're 50 to 65, take advantage of the catch-up provision that lets you stash...
With a relieved wave, the boatman let me off at a souk filled with Indians, Pakistanis, Filipinos and Yemenis - the immigrants who built Dubai and keep it ticking. But even there the mood was grim. The best-selling items were suitcases. At the rate of 5,000 a day, workers are heading home. Once, the world came to Dubai. Now all that's left of the World in Dubai is hundreds of empty islands...
...Bangladesh, Grameen Bank charges the lowest rate among all microcredit programs, and yes, we make a profit. But Grameen Bank is owned by the borrowers, so when we make a profit, it goes back to the borrowers as dividends...