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...hindrance. Slightly more than 36% of the car loans made by banks and finance companies in the fourth quarter of 2009 were to subprime borrowers, according to Experian Automotive, up from 34% in the third quarter. Still, borrowers have to pay more to get those loans. The interest rate on loans to finance purchases of used cars for buyers with credit scores of 550 or less climbed to nearly 18% at the end of last year. That's nearly 2 percentage points higher than those same customers were being charged a year...

Author: /time Magazine | Title: The Subprime-Lending Business Survives, Even Thrives | 3/11/2010 | See Source »

...think there are two other factors I would include. One is a long-term view. [With] eBay, the potential for cheating was just enormous. What they did with their feedback system - where today buyers can rate sellers on how they behave - is that suddenly they brought sellers' behavior out into the open. So if you want to do business with a seller you can look at their feedback scores and decide, do I trust this person or not. So all of a sudden, it changed the dynamic: it eliminated the possibility of short-term cheating. If you cheated one person...

Author: /time Magazine | Title: How Trust Creates Wealth | 3/10/2010 | See Source »

...teams are being offered a six-month trial, and Squadron says almost every team is toying with it right now. Though Bloomberg won't say how much it will charge the clubs for the product, a source close to the company says Bloomberg plans to price it at a rate similar to the fees for its financial terminals, which cost between $1,500 and $1,800 a month. Even for the lowest-revenue clubs, such an investment is probably worth it. And as more teams continue to hire quant experts to help evaluate players, the market should be strong...

Author: /time Magazine | Title: Bloomberg's Financial Tools, Now for Baseball Geeks | 3/10/2010 | See Source »

...slowdown was partly attributed the difficult economic climate. While China was able to grow at 8.7% last year, that healthy rate came at the expense of $586 billion in stimulus spending. Last week Premier Wen Jiabao said that government spending would grow more slowly this year as Beijing seeks to control inflation while maintaining stable growth. (See pictures of the making of modern China...

Author: /time Magazine | Title: Why Is China Slowing its Military Spending? | 3/8/2010 | See Source »

...always upheld the principle of peaceful development. The double-digit increases in the past should be interpreted as compensational growth," says Zhao Zongjiu, deputy secretary-in-general at Shanghai Institute for International Strategic Studies, a government-backed think tank. "I predict that, given the current policy environment, the growth rate of military expenses will remain roughly on the same level as China's GDP growth in the next few years." (See pictures of China's infrastructure boom...

Author: /time Magazine | Title: Why Is China Slowing its Military Spending? | 3/8/2010 | See Source »

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