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...affordable, market rent may be. Neighborhoods ostensibly benefit too, since it's safer - and better for property prices - when blocks aren't full of foreclosure-related vacancies. And lenders? Turning properties into rentals until the market rebounds may sound like an appealing alternative to selling assets at cut-rate prices. "This is another tool to use, and it doesn't cost the government anything," says Representative Gary Miller of California, who has sponsored a bill to make it easier for banks to enter into long-term leases with tenants. (See high-end homes that won't sell...

Author: /time Magazine | Title: Renting Your House Back: A Solution to Foreclosures? | 11/12/2009 | See Source »

...nephews. It's O.K. for cash to flow from those of higher social status to those of lower social status, but [otherwise] it's just considered a tacky thing to do. Which makes the growth of gift certificates remarkable, because they're not tacky at all. I mean, recipients rate them as their most desired gift. In some sense, it's a way for givers to give a gift that has the flexibility of cash, without the tackiness of cash...

Author: /time Magazine | Title: Why We Shouldn't Give Christmas Gifts | 11/12/2009 | See Source »

...true - and all, for the most part, beside the point. After decades of investment in an educational system that reaches the remotest peasant villages, the literacy rate in China is now over 90%. (The U.S.'s is 86%.) And in urban China, in particular, students don't just learn to read. They learn math. They learn science. As William McCahill, a former deputy chief of mission in the U.S. embassy in Beijing, says, "Fundamentally, they are getting the basics right, particularly in math and science. We need to do the same. Their kids are often ahead of ours." (See pictures...

Author: /time Magazine | Title: Five Things the U.S. Can Learn from China | 11/12/2009 | See Source »

...true. But the other side of that equation is that the U.S. needs to save more. For the moment, American households actually are doing so. After the personal-savings rate dipped to zero in 2005, the shock of the economic crisis last year prompted people to snap shut their wallets. Now that it's pouring, in other words, American households have decided to save for a rainy day. The savings rate is currently about 4% and has gone as high as 6% this year. (See TIME's photo-essay "A New Look at Old Shanghai...

Author: /time Magazine | Title: Five Things the U.S. Can Learn from China | 11/12/2009 | See Source »

...denounced America's abortion rate with vehemence and told the group that anyone who supports legalized partial-birth abortion is a "coldhearted extremist" or a "coward." While abortion was her principal target, she sprinkled her outrage all over the place. She went after President Obama, mocking his signature phrase "Change we can believe in" and suggesting he had authorized moving the words "In God we trust" from the face of a new $1 coin to its edge. (In fact, the coin's format was re-engineered several years ago by Republicans in Congress and signed into law by President George...

Author: /time Magazine | Title: The Rogue Returns: On the Road with Sarah Palin | 11/11/2009 | See Source »

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