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...investors may be mollified by their ability to secure relevant data on the underlying assets. For home loans, which will be eligible for securitization in future versions of TARP, this data could include the average FICO score of the borrowers, location of the property, the loan-to-value ratio of the loan, and whether the property is occupied. And, arguably, in the event faith is restored in the AAA-rated ABS market, liquidity for lower rated ABS may follow suit...

Author: /time Magazine | Title: Why the People Who Broke the Financial System Will Profit | 3/25/2009 | See Source »

...least one of four risk factors - high blood pressure, being overweight, chronic kidney disease or low levels of "good" cholesterol (high-density cholesterol, or HDL). Blood pressure and heart risk rose in step: for each 10 mm increase in diastolic blood pressure (the bottom number of the ratio), the risk of having heart failure in their 40s doubled. For each 5.7 increase in body mass index (BMI), a ratio of weight and height, the risk of developing heart failure increased by 40%. And each 13.3 mg/dL drop in HDL levels also boosted the risk of heart disease...

Author: /time Magazine | Title: For Blacks, Risk of Heart Disease Starts Much Younger | 3/18/2009 | See Source »

...Engendering Change.” But while they all are at the helm of three of Harvard’s largest political organizations, their experiences and perceptions of bias have been shaped by the cultures of their respective clubs.The Dems and the IOP both have a 1:1 ratio of males to female members, versus 2:1 on the UC.Of the three, Flores is the most vocal about the double standards she has faced as a woman on the council. Cox, who is the third consecutive woman to inherit the organization’s presidency, said she still faces...

Author: By Eric P. Newcomer and Evan T. R. Rosenman, CRIMSON STAFF WRITERS | Title: Women in Charge: Lam, Cox, Flores | 3/18/2009 | See Source »

...thousands of women who have registered for free; the agency, like rival service 10 til 2, also does actual matchmaking for companies. It's definitely a buyer's market. In early March, Mom Corps had 34,000 job hunters and 54 jobs; 10 til 2 reported a similarly scary ratio. How quickly employees are synched with employers - Mom Corps says most of its openings are filled within two weeks - hinges on factors like location and skill set. Think Excel is just a verb? Next in line, please...

Author: /time Magazine | Title: Hard Times Send 'Economoms' Back to the Job Market | 3/12/2009 | See Source »

What's the psychology in the professional investment community now? Are the pros as scared as the general public? Everyone is maximum conservative. The amount of money in money market funds is about half the aggregate value of the S&P 500. That's an unbelievable ratio. Even in hedge funds, which are ordinarily leveraged [i.e., more than 100% invested], they are now less than 100% invested, in some cases less than 50% invested. So everyone is maximum defensive, which is basically good news because if the fundamentals turn, there's plenty of cash to get the market going...

Author: /time Magazine | Title: Prognosticator Byron Wein: The Outlook for '09, Take 2 | 3/9/2009 | See Source »

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