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...steps parents should take is setting up an allowance for kids as soon as they start school, according to the Gallos. "The purpose [of an allowance] is to learn how to budget, to be able to plan for things to buy - to postpone gratification," says Eileen. When the kids reach high school, parents may want to introduce debt into their financial vocabularies by allowing them to use credit cards. But the Gallos recommend training wheels first, in the form of debit cards or cards with a low spending limit...
...mention the Bradley effect without also alluding to a more modern, and possibly more significant, effect: the cell-phone effect. Polling is done by telephone to land-line customers. Surveys don't reach those who have abandoned land lines for cell phones - voters who are by and large younger and less prejudiced. While Bradley-effect voters may lean Republican, the unsurveyed cell-phone-effect voters will be leaning, and voting, Democratic. Chris Chrisman, Los Angeles
...South Korea, golf-club memberships are the ultimate status symbol among the country's newly rich. Limited in number, memberships in the most prestigious clubs trade like prized stocks and often reach hundreds of thousands of dollars. A year ago, the golf membership belonging to Kim Joo Hyong, the chief executive of a small trading firm, was worth $350,000. But as the shockwaves from the U.S. financial meltdown slammed into South Korea in September, Kim nervously watched cash-starved golfers dump their memberships on an Internet site that tracks their value, sending prices plummeting. The country, he became convinced...
Another molecular tome, The Big Fat Duck Cookbook (Bloomsbury USA; $250), includes recipes like nitro-scrambled egg-and-bacon ice cream that are probably out of reach for amateurs. But, says author Heston Blumenthal, whose Fat Duck restaurant in Bray, England, got three stars from Michelin, "we still have lots of little bits and techniques people can pull out and use at home," like poaching potatoes before frying for crisper chips. Blumenthal, by the way, is not fond of the term molecular gastronomy, which he thinks sounds élitist. "Everything in cooking is chemical," he says. "Water is a chemical...
...populist drills like this can save a lot of lives. As things stand now, if Thursday's "quake" actually happened, about 1,800 people would die and 53,000 would be hurt. Damages would reach an estimated $213 billion. Most people would be without electricity, clean water, ATMs, YouTube videos and multiplayer collaboration games for weeks or months...