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...cabin in New York's hilly Southern Tier. "It's even got ceramic tile in the kitchen," he says. He would like to spend more time there, but like many other former Occidental employees we talked to, he's had to unretire into a new job. He is a real estate agent...

Author: /time Magazine | Title: Why It's Time to Retire the 401(k) | 10/9/2009 | See Source »

...mutual-fund company T. Rowe Price tried to determine the optimum retiree portfolio - the mix of stocks and bonds that would produce the highest returns without the risk of the nest egg running out. To do this, the analysts ran something called a Monte Carlo simulation, which mimics the real-life ups and downs of the market. Most of the time, the market goes up slightly. But some years - ka-pow! - stocks and bonds do spectacularly poorly. What T. Rowe Price found should frustrate anyone who has spent time wondering if 25% of a portfolio should be in international bonds...

Author: /time Magazine | Title: Why It's Time to Retire the 401(k) | 10/9/2009 | See Source »

...with competitors due to financial constraints. These financial constraints also reduce the quality of the air-travel experience; news stories abound showing increased traveler dissatisfaction with companies squeezing fewer amenities and more seats onto every flight. Of course, it's hard to blame airlines for cutting amenities when the real price of jet fuel tripled from 2000 to 2008. Together with the recession's effects, these factors contributed to 3.7% fewer domestic and international air passengers on U.S. airlines in 2008 than 2007. This was the first annual decrease since 2002 and is continuing into...

Author: /time Magazine | Title: Why Air Travel Is About to Get Worse | 10/9/2009 | See Source »

...Lowdown: Three decades after industry deregulation, flying has transformed from a luxury into an egalitarian necessity, with real ticket prices dropping by half and new routes offering exposure to once provincial cities. But the corollary of viability has been increased frustration, with on-time performance plunging to near record lows. As you might have guessed, "there is no silver bullet" to fix the problem, the authors write. But they posit an array of sensible suggestions that could help curb soaring delays. Among the ideas are congestion pricing, airport privatization and high-speed rail systems as an alternative to flights shorter...

Author: /time Magazine | Title: Why Air Travel Is About to Get Worse | 10/9/2009 | See Source »

...novel, Nightlight: A Parody, a satiric take on the oh-so-popular Twilight phenomenon. The book follows Belle Goose, a young girl who becomes convinced the new boy in school is a vampire and her soulmate, despite evidence that he thinks girls are "repulsive." The Edward character from the real novel goes by Edwart in this version, a name which the book itself informs us is "Much funnier than Edward...

Author: By Luis Urbina | Title: EXCERPT: Lampoon's New Book | 10/9/2009 | See Source »

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