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...small depositors. When a bank collapses, the Federal Deposit Insurance Corporation reimburses them for up to $100,000 on their lost accounts. As it happens, about 500 U.S. banking institutions carry no federal insurance, and many of their depositors could suffer in case of failure. Nonetheless, says John S. Reed, chairman of New York's Citicorp ($145 billion), the largest U.S. banking company: "To the extent that we've had difficulties, the consumer has been very well protected." When Continental Illinois got into trouble, the Federal Government even guaranteed deposits of more than $100,000. Despite those pledges...

Author: /time Magazine | Title: Banking Takes a Beating | 12/3/1984 | See Source »

...ByJ.D. Reed. Reported by Sara White/Boston, with other bureaus

Author: /time Magazine | Title: Living: Hot Toys with a Special Twist | 10/1/1984 | See Source »

...pessimism) can be self-fulfilling: the U.S. has cheered up partly because enough Americans willed such a change. It is the power of positive thinking writ large. "Magic takes over from reason at such times," wrote Author Gail Sheehy last month in a paean to the new mood. Christopher Reed, writing more acidly about the Olympics for Britain's weekly Spectator, found Americans "feeling proud about their pride." Is the bonhomie real, or is the country engaged in massive autosuggestion? When it comes to a subject as ineffable as the mood of America, sharp distinctions between public perception...

Author: /time Magazine | Title: America's Upbeat Mood | 9/24/1984 | See Source »

...Reed. Reported by Rick Bowers/New York, with other bureaus

Author: /time Magazine | Title: Living: Mousse Is on the Loose A quick, slick hair groomer is the wave of the future | 9/10/1984 | See Source »

...various kinds of 976 calls, are reaping big profits. Bell of Pennsylvania has 21 different 976 numbers and plans to add 64 more. Pacific Bell, which covers Los Angeles and San Francisco, earns about $250,000 a week from 62 separate 976 numbers. Says Product Manager Guille Reed: "The 976 service is going crazy...

Author: /time Magazine | Title: Telephones: Dial 976 for Profits | 9/3/1984 | See Source »

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