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...called Obamacare has been quite active in Montana, which lies along the route of a 12-state, $1 million bus tour organized by Americans for Prosperity, a GOP-linked conservative group. Its Patients First project last month ran a $1.3 million TV-ad campaign slamming national medical-insurance-reform efforts. The side of the Patients First bus bears a big red hand and letters blaring: "Hands off my health care." "We're organizing people against these proposals because they're bad for America," said Patients First local representative Jake Eaton, former executive director of the Montana Republican Party. "Montanans...

Author: /time Magazine | Title: Obama Heads for a Montana Showdown | 8/13/2009 | See Source »

Other health-care-reform backers are organizing ground action. The Montana AFL-CIO is trying to rally union members to show up with identifying badges and clothing. Montanans for Single Payer - the same group that harassed Montana's Democratic Senator Max Baucus for his alleged timidity and compromising on the issue as chair of the Senate Finance Committee - sent out a message on Aug. 12 saying: "We need your help! ... If you have read or watched the news lately, you know that large numbers of disruptive, threatening mobs of anti-reform protesters have been showing up outside these events using...

Author: /time Magazine | Title: Obama Heads for a Montana Showdown | 8/13/2009 | See Source »

...opposed to being herded into a group plan selected by their employer. All of this is to encourage the purchase of fairly austere health insurance, which experts predict will help slow the increase in overall health-care spending. (Read TIME's exclusive interview with President Obama on health-care reform...

Author: /time Magazine | Title: Behind the Health-Insurance Exchanges | 8/12/2009 | See Source »

Insurance exchanges are not a new concept. Under President Bill Clinton's ill-fated health-care plan, they were called "alliances"; in a current alternative bipartisan reform bill offered by Senators Ron Wyden and Bob Bennett, exchanges are called "health help agencies." And when members of Congress talk about offering Americans health insurance that is as good as what they themselves have, they are referring to the largest exchange in operation, the Federal Employee Health Benefits Program (FEHBP). On the program's website, federal workers can enter in their location and see what private insurance plans are available...

Author: /time Magazine | Title: Behind the Health-Insurance Exchanges | 8/12/2009 | See Source »

Perhaps the most misunderstood aspect of the exchange proposals is the "essential health benefit package." Health-reform critics have been using this legislative provision to scare people into thinking that the government will decide what services are covered under private insurance. But what the government would actually be doing is setting a standard for a minimum benefit package that all health-insurance plans would have to meet. The purpose of this is not to ration health care but rather to ensure that Americans don't buy plans with hidden loopholes and gaps. The House plan says this minimum benefit must...

Author: /time Magazine | Title: Behind the Health-Insurance Exchanges | 8/12/2009 | See Source »

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