Word: reformer
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...Bankruptcy Reform Act pending in Congress were the law, Garcia would not be able to rest so easy. "Lucy wouldn't be able to obtain a discharge under this bill," says Juntikka. "Under the new standards Congress has put in the bill, she earns too much money. She could not get a discharge. She would still be stuck with some of the credit-card bills...
...sharp increase in bankruptcy filings in 1996 and 1997 to mount an intensive lobbying campaign for legislation that would make it easier to collect from borrowers who file for bankruptcy. A sophisticated public-relations blitz created the image of a bankruptcy system rife with abuse and in need of reform. That campaign told of rich people walking away from their debts, courtesy of bankruptcy court. It told of responsible families who paid their bills being forced to pick up the costs of more affluent Americans and others who were bilking the system. And it warned that bankruptcy had lost...
...apply pressure on lawmakers, the industry ran a series of ads in newspapers calling for bankruptcy reform. "What Do Bankruptcies Cost American Families?" asked a typical ad in the Washington Post on June 4, 1998. The answer: "A month's worth of groceries." Sponsored by a consortium of credit-industry trade associations, the ad showed a shopping cart filled with groceries. "Today's record number of personal bankruptcies costs every American family $400 a year. Now Congress has an opportunity to enact bankruptcy reform that reduces this burden and is fair to everyone...while ensuring that people...
While the industry got much of what it wanted, Congress thus far has sidestepped an opportunity to enact a genuine reform and end one of the most blatant bankruptcy inequities--the homestead provision...
...revealing some of his thoughts on Social Security reform, Bush succumbed to the journalists and voters who clamor for specificity. For the Texas Governor, who has been caricatured as an intellectual lightweight, there's a special imperative to provide detail. It's seen as proof of gravitas. But specificity kills. Just ask Bill Bradley. He was running strong until he laid out a detailed health plan. Gore cherry-picked details and used them to paint the former Senator as both a spendthrift crazy and a Medicaid-destroying ogre...