Word: refundability
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Dates: during 2000-2009
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MONEY: Smart uses for a tax refund; flying cheaply gets high marks...
When experts talk about what you should do with your tax refund, they usually focus on a couple of options: deposit it in an IRA or pay down your credit-card debt. But there are other options to consider, especially because, thanks to last year's tax-law changes, this year's refunds are 5% higher, averaging $2,100 per return. You may eventually decide the IRA deposit or debt-reduction strategy is for you--but here are some other possibilities...
...people he meets often lack the soft skills that employers require, like showing up on time, following directions, even knowing how to comb their hair. To be sure, they need better schools and reliable medical insurance, but they also need to know better than to use their precious tax-refund checks to get tattoos. Sometimes they clip coupons and turn up faithfully at job training. Sometimes they get drunk and disorderly. They go in for ill-advised sex and foolish spending sprees. In other words, the working poor are not so different from Paris Hilton, except that they have less...
Furthermore, this new system might allow HPPS to finally allow for some coursebook returns. HPPS can surely not afford to guarantee full refunds and unlimited returns—imagine if a class turned sour in the second meeting and 100 people wanted to return their coursepacks for which the printing and publication-rights costs were already paid. But since the online pre-ordering system will alert HPPS if students still want a particular coursebook, a return-on-demand system would be feasible. Students could easily use the online system to cancel their coursepack orders and HPPS could save the time?...
...fare. Next month, the airline founded by a former music executive will start service between the southern Malaysian border city Johor Baharu and Bangkok for about $26 a seat; plans are afoot to offer Thai domestic connections as well. But don't expect a morsel to eat or a refund if you miss the plane. Meanwhile, Orient Thai Airlines has launched flights from Bangkok to Chiang Mai, with similar no-frills service, and fares about 30% lower than Thai Airways'. The Thai government's move toward a more open-skies policy is turning out to be good news for sunseekers...