Word: reinvest
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...China's mall woes stem from a bubble-forming combination of inexperience, exuberance and excess capital. Local mall developers are often first-generation capitalists looking to reinvest riches reaped from the booming residential sector, Parker says, and many lack expertise in running successful commercial projects. Local governments push through new mall projects because they hope to enhance infrastructure and increase commerce. Meanwhile bankers, eager to expand their loan portfolios, become too-willing accomplices to overbuilding. Parker calls it a recipe for "the perfect storm." Banks in a mature market "provide the sanity check to a developer, but in China, there...
...July of last year, Chyau and So plan to return to Zhongdian, Yunnan to implement the “Yashmere” yak project. The two students estimate that the project will increase the income of 4,000 families in the province by 30 percent. They also plan to reinvest 10 percent of their profits back to community development in areas of health and education.“‘Start Small, Think Big’ is becoming one of our mottos,” writes Chyau in a blog devoted to Ventures in Development...
Francisco Martinez filled the bill. As many as 30% of Endeavor's entrepreneurs don't reinvest in their communities, but Martinez, 41, who left school at 13 and later founded Neology, a Mexico-based radio-frequency identification (RFID) company, gives back. Neology, which has grown into a $20 million exporter from $300,000 in four years, has created hundreds of jobs locally and in San Diego. Endeavor has had limited success with women. But armed with a plan mapped out with Endeavor's help, Leila Velez, 31, is gaining access to loans that will help her grow her $4 million...
...fixed rate (current average: 7%), with low or no closing costs and a typical term of five to 15 years to repay. That simplicity and predictability is valuable. There are hidden costs, however. If you borrow enough to cover four years of tuition, you'll need to reinvest whatever you don't use right away. And even so, you may not offset the interest you're paying for money you don't need...
...scenarios? If the sustainability principles save Harvard money and go no further, then “responsibility” is meaningless. To maintain incentives to save money through reducing resource use while meeting Harvard’s obligation of environmental stewardship, one common-sense solution is to reinvest 50% of cost savings—which result from sustainability measures—into research on campus sustainability or environmental mitigation efforts, like the Kennedy School of Government’s use of 100% wind energy. This solution is still “win-win,” but goes beyond...