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Any list of people and institutions to blame for the financial crisis would include credit-rating agencies - the companies that assign letter grades to everything from General Electric's bonds to Malaysia's sovereign debt, indicating the chances that investors will lose money. The CEOs of the three largest agencies...

Author: /time Magazine | Title: The SEC's Next Challenge: Fixing the Ratings Agencies | 4/15/2009 | See Source »

At the center of the conversation is how ratings agencies get paid. Since the 1970s, the largest ratings agencies have been paid by the companies that issue bonds or securities. This "issuer-pay" model has been roundly criticized for leading the agencies to cozy up to the firms creating financial...

Author: /time Magazine | Title: The SEC's Next Challenge: Fixing the Ratings Agencies | 4/15/2009 | See Source »

The use of credit cards among college students has risen to an all-time high, according to a report released Monday by student loan company Sallie Mae. According to the report, college students own an average of 4.6 credit cards, and the mean credit card debt has increased from $2...

Author: By Peter Bozzo, CONTRIBUTING WRITER | Title: Student Credit Debt Soars | 4/15/2009 | See Source »

Grad students in engineering fields, of whom 1,860 were polled, still chose Panasonic as their ideal employer (followed by Sony), but automotive-related companies dropped in rank, and household products (including cosmetics) and pharmaceutical companies grew in popularity. The largest gains were seen by cosmetics companies Kao and Kose...

Author: /time Magazine | Title: For Japanese Students, Boring Careers Are Looking Pretty Good | 4/14/2009 | See Source »

According to Argentine campaigner Ariel Bellino, a former Catholic: "The church counts all those who've been baptized as Catholic and lobbies for legislation based on that number, so we're trying to convey the importance of people expressing they no longer belong to the church." Campaigners say that's...

Author: /time Magazine | Title: De-Baptism Gains a Following in Britain | 4/14/2009 | See Source »

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