Word: rental
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Dates: during 2000-2009
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...improvement to Spain's mediocre higher-education system and a doubling of the country's expenditures for research and development. The government wants to encourage flexibility in Spain's overly segmented labor market and encourage mobility by getting more Spaniards to rent instead of buy. "We need to promote rentals, not only because of the high prices of homes and high levels of mortgage debt, but because there is so much unoccupied housing, which the government sees as 'anti-economic,'" says Salvador Arancibia, spokesman for Spain's Housing Ministry. "In response we have created subsidies to help young people rent...
...hunting for a short-term getaway rather than a permanent residence, Homeaway.com which launched last week, might hit the spot. The easy-to-navigate site has 60,000 vacation-rental listings in some 90 countries--ranging from a rustic North Carolina cabin for $200 a week to a $45,000 Jamaican pleasure palace. Homeaway is free to search, and listings include owners' contact information so that you can call or e-mail to make a direct reservation as soon as you find a vacation spot that meets your needs...
...sales for the online music site Rhapsody, for example, comes from esoteric tunes not found in Wal-Mart's CD bins. In some cases, the long tail turns underdogs into giant killers. Anderson's case in point: the online video retailer Netflix, which overtook the neighborhood video-rental company Blockbuster. He found that 21% of Netflix's sales came from obscure or older movies, not the blockbusters that gave the once mighty chain its name. Blockbuster, meanwhile, is struggling to come up with an online rental concept...
...game, was to find a way to engage kids' attention. "They're used to instant messaging, instant gratification and instant pudding. We had to find an approach that wasn't dry or static." Players travel around a fantasy world, plunking down virtual cash at the mall or a car-rental agency, and earn spending money at any of the island's seven virtual ATMs by taking quizzes (after a brief tutorial) on such real-world fundamentals as credit, auto loans and online banking. Sample question: What does APR stand for? a) account percentage rate, b) average parcel rate, c) American...
...those people feeling buyer's remorse over what once looked like a great loan deal, there are, unfortunately, few easy options for digging yourself out. The only sure bet is to sell and downsize to a less expensive home or rental. Refinancing into a more stable loan--like a 30-year fixed-rate mortgage--may not lower your payments, but it will give you a steady base for planning a budget and help you avoid a jolt from any further rate hikes. "It's foolish not to take advantage of the opportunity to lock in a reasonable rate given that...