Word: renting
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Unable to do so, she became increasingly short of cash and unable to pay her bills--rent, car, credit cards. She began alternating payments--the rent one month, credit cards the next, making a car payment after that. That didn't work either, and soon she was getting dunning letters and phone calls. One credit-card company threatened to attach her wages...
When she fell behind in the rent and her landlord warned that he would evict her, she knew she had to do something. She turned to a Manhattan consumer-bankruptcy lawyer, Charles Juntikka. Garcia was typical of many of his clients--embarrassed by her debts, upset over not being able to pay her bills, not knowing where to turn. "There is this image of middle-class people running up huge debts, then declaring bankruptcy and laughing at everyone," he says. "I've just never seen that. These people hurt...
...calls, she had to give it up and go on unemployment, hoping the condition would ease up. Her take-home pay dropped from about $1,600 a month to $800. To get by, she borrowed from relatives and started using credit cards to pay for food, clothing, utilities and rent. "I thought, 'As soon as I get back to work, I'll try to pay these off,'" she says...
...RESIDENCE TRUST This lets you get a primary residence or vacation home out of your estate. You place it in trust but retain the right to live there for a set number of years. After the term expires, you presumably move to Florida. But you can also elect to rent the house as long as you like. You must survive the original term, though, or the house gets thrown back into your estate. The advantage: when you set up the trust, it amounts to a gift at discounted value. A $1 million house in a 10-year QPRT counts only...
...John Cleese) to find love with the proper electron (petrochemical-sunset-haired Fay Masterson), is the first medium-length, Hollywood-style movie made uniquely for the Internet. Just log on to sightsound.com as the Web faithful did at 12:01 a.m., Friday, when Quantum popped online. Pay $3.95 to rent or $5.95 to buy. Download for four minutes--or many hours, but we'll get to that later--and the future is yours...