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...biggest of them all, Las Vegas Sands' giant Venetian. Yet the money sloshing around in their plush suites hasn't found its way into his pockets. "We are the ones building so many beautiful high rises, but we ourselves don't have our own homes," Ng says. The rent on his tiny, 300-sq.-ft. (28 sq m) apartment, which he shares with his wife and two sons, has tripled since 2004 to $150 a month. He's overpaying. Chunks of crumbling concrete fall from the ceiling onto his bed; a small room serves as both kitchen and toilet...

Author: /time Magazine | Title: Split Personality | 7/31/2008 | See Source »

Rosemond agrees. He's already envisioning rules for the federal aid when it reaches Miami Gardens - such as prohibiting refinancing with adjustable-rate mortgages and requiring 30-year fixed loans in order to be eligible for relief. He also hopes to establish rent-to-own programs, providing landlords with incentives to give house and apartment renters the option to buy their units once they've saved enough and built a strong enough employment and credit history. "We need people to rent longer before they buy houses, but we also need renters to feel like they have a stake in those...

Author: /time Magazine | Title: Foreclosure Rescue: Who Gets Help | 7/28/2008 | See Source »

...past year and a half, Mehdi's large family has been forced to crowd into two small, sparsely furnished concrete rooms of a rented home in Karrada. "He was the only one who supported the family," says Kadhem, sobbing. "How will we pay the rent...

Author: /time Magazine | Title: Incident on Baghdad's Airport Road | 7/26/2008 | See Source »

...Trouble began last February, when Marlene Armstrong, 44, her two daughters and two grandchildren became the first black family to rent on an all-white west side Cleveland street. There were taunts (''Nigger! Get off the porch!''), broken windows, fireworks assaults, ugly spray-painted graffiti (KKK) on the side of the house. Someone installed a ceramic black jockey on the lawn. One night last week a gang of young whites began launching bottle rockets toward the Armstrong house, but suddenly the fun went out of it. A 23-year-old friend of the Armstrongs' fired a shotgun at the whites...

Author: /time Magazine | Title: CLEVELAND'S NEIGHBORLY WAY | 7/21/2008 | See Source »

When surgeon, lecturer and author Sharad Paul first approached Auckland's prestigious Rialto Centre to rent space for a café-bookshop, the managers were far from convinced. Renting to someone with no retail or catering experience seemed unduly risky. But after a year of persistence and persuasion, Paul's vision finally won them over, and the result is Baci Lounge (a name derived from "books, art, coffee inc."), www.baci.co.nz. The fashionably designed space is now a hub for Auckland's literati - a place to shop for unusual reading and to enjoy good wine, food and coffee (the latter given...

Author: /time Magazine | Title: Open Heart Surgeon | 7/17/2008 | See Source »

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