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These loans give you a lump sum of cash at a fixed rate (current average: 7%), with low or no closing costs and a typical term of five to 15 years to repay. That simplicity and predictability is valuable. There are hidden costs, however. If you borrow enough to cover four years of tuition, you'll need to reinvest whatever you don't use right away. And even so, you may not offset the interest you're paying for money you don't need...

Author: /time Magazine | Title: Money: Tuition: On the House? | 4/10/2005 | See Source »

...Ohnemus Alpirsbach, Germany Your article pointed out that most people in Britain link immigration to increased crime. While a few immigrants may turn to theft, there are others who are grateful to be alive thanks to the generosity offered by a foster country, and will do their utmost to repay that kindness with honest hard work. A crime-rate increase could more appropriately be assigned to the lazy few who are on state benefits without good cause - benefits provided by the taxes paid by the public, including a vast number of immigrants. It's ironic that when those same moaning...

Author: /time Magazine | Title: Letters | 3/20/2005 | See Source »

...given a budget with allowances for things like food and utilities but no amenities. Any income you earn above that level gets divvied among creditors for three to five years. (Under the new law, more people will be pushed into five-year plans.) And you may have to repay bigger chunks of certain types of debt, such as car loans...

Author: /time Magazine | Title: Money: Going Under | 3/13/2005 | See Source »

...Earth Institute colleagues and I estimated that the combined cost of these improvements, even including the cost of treatment for AIDS, would total only $70 per person per year, or around $350,000 for all of Sauri. The benefits would be astounding. Sooner rather than later, these investments would repay themselves not only in lives saved, children educated and communities preserved, but also in direct commercial returns to the villages and the chance for self-sustaining economic growth...

Author: /time Magazine | Title: The End of Poverty | 3/6/2005 | See Source »

...INDICATORS Wrong Numbers Canadian telecom equipment maker Nortel Networks finally restated its 2001-03 results - revealing a 41% cut in profits for 2003. Twelve executives, not implicated in the inappropriate accounting, volunteered to repay $8.6 million in bonuses...

Author: /time Magazine | Title: Bizwatch | 1/16/2005 | See Source »

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