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...property foreclosures were filed in the U.S. last year; South Florida is expected to see more than 150,000 this year, compared to fewer than 25,000 three years ago. And while mortgage modifications had been on the upswing in recent months, the Boston-based National Consumer Law Center reported this week that many large banks and other mortgage servicers have decided it's cheaper to foreclose than to offer more affordable loan terms. Making matters even worse, as many as 86% of foreclosure victims in hard-hit areas didn't have legal counsel last year, according to the Brennan...

Author: /time Magazine | Title: Where Are All the Foreclosure Lawyers? | 10/24/2009 | See Source »

...moved the ATF from the Treasury Department to the Department of Justice (DOJ) after Sept. 11, according to an audit of explosives investigations that was released on Friday by the DOJ's Office of the Inspector General. Acrimony between the agencies has been common knowledge for years, but the report represents the most comprehensive public accounting to date...

Author: /time Magazine | Title: It's Official: The ATF and FBI Don't Get Along | 10/24/2009 | See Source »

...investigations, and some managers are unclear about jurisdiction. According to the audit, two ambiguous memos in 2004 and 2008 failed to clarify the relationship. "These disputes can delay investigations, undermine federal and local relationships, and may project to local agency responders a disjointed federal response to explosives incidents," the report said. (See pictures of the Branch Davidian siege at Waco and other cults that went wacko...

Author: /time Magazine | Title: It's Official: The ATF and FBI Don't Get Along | 10/24/2009 | See Source »

...Gist: As if African-American students' test scores and perceptions of the U.S. abroad weren't enough, we can add yet another item to the list of areas of life supposedly improved by the "Obama effect": press freedom. Reporters Without Borders secretary-general Jean-François Julliard credits the President with the U.S.'s jump from 36th place to 20th in this year's eighth annual world press freedom index. Atop the list, which is compiled based on questionnaires completed by hundreds of media experts and journalists worldwide, are a Scandinavian quartet - Denmark, Finland, Norway and Sweden - and Ireland...

Author: /time Magazine | Title: The Best — and Worst — Places to Be a Journalist | 10/23/2009 | See Source »

...Lowdown: By highlighting how war and cultural change can imperil bedrock civil liberties, the report confirms how fleeting press freedom can be, even in countries known for championing a robust press. But it also emphasizes that policy changes can nurse fallen countries back to strength. The ranking also highlights the fierce challenges that journalists continue to face, especially in nations where strife or dictatorships take a toll on their ability to function freely...

Author: /time Magazine | Title: The Best — and Worst — Places to Be a Journalist | 10/23/2009 | See Source »

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