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...been underwhelmed by the rewrites. The government's original goal was to get more-affordable monthly payments to 3 million to 4 million borrowers. As of mid-July, modification offers had gone out to 350,000 borrowers, but only 180,000 trial mods were under way, according to a report from the Government Accountability Office (GAO). (See the top 10 company bankruptcies...

Author: /time Magazine | Title: Why the Banks Aren't Modifying Home Loans | 7/30/2009 | See Source »

What's more, the abstinence-only model is far from foolproof: 90% of alcoholics do not get sober on their first attempt, and most rehab programs report a more than 50% relapse rate in their patients within months. First attempts to quit smoking cold turkey fail just as often. So, helping drinkers and smokers cut down, even if they can't quit immediately, may have significant value, says Teri Franklin, a professor of neuroscience at the University of Pennsylvania. "If you can prevent people from inhaling the 4,000 chemicals in just one cigarette, over 400 of which are carcinogenic...

Author: /time Magazine | Title: Treating Alcohol Addiction: A Pill Instead of Abstinence? | 7/29/2009 | See Source »

...political logic of fairness proportionate to our numbers," says Kenneth Prewitt, a professor of public affairs at Columbia University and former director of the Census Bureau. "This is where that starts." A big score in that regard this year: for the first time the Census will put out a report on the number of people reporting to be in gay marriages...

Author: /time Magazine | Title: The Census Games: Groups Gear Up to Be Counted | 7/29/2009 | See Source »

...doesn't take much research to figure out that driving and text-messaging is not a wise combination. But a new report is among the first to demonstrate just how distracting it can be to multitask behind the wheel. The Virginia Tech Transportation Institute conducted several high-tech, "naturalistic" studies monitoring truck drivers by video camera as they covered more than 6 million miles. (The authors have said they believe the results are applicable to all drivers). While the report has not formally been released, its initial findings showed that drivers who took their eyes off the road...

Author: /time Magazine | Title: Texting Drivers, Tempting Fate | 7/29/2009 | See Source »

...Lawmakers should ban texting while driving, and all cell-phone use for teen drivers: The study warns that danger lurks as today's text-happy teens become a larger proportion of drivers on the road. Drawing on earlier research, they also report that teens are four times more likely to get into an accident related to overall cell-phone use than adult drivers...

Author: /time Magazine | Title: Texting Drivers, Tempting Fate | 7/29/2009 | See Source »

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