Word: reports
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...subprime loans and lending standards, starting when you were at Treasury and first looking at this issue and winding up with IndyMac, where you're now doing mass loan modifications? I came to it as a consumer issue. In 2001 [Senator] Paul Sarbanes asked me to read this HUD/Treasury report on predatory lending. I was pretty appalled. I was convinced that there was a real problem, but we thought it was more from a micro-consumer standpoint. Something national and systemic - I don't think that ever entered any of our thoughts. We put together a group of industry people...
...going to modify these loans, and I'm sure they meant it as the time. They said it was in everyone's economic interest to restructure the loans instead of foreclose because the losses on foreclosures of these loans are so steep. Then Moody's came out with a report that said less than 1% of these resetting mortgages were being modified. At that point I thought it was important to start asking questions, because I didn't know what else to do. We didn't have jurisdiction. And now we're seeing the external cost of these foreclosures...
...were MRSA - a bug that now kills more Americans a year than AIDS. Today, the first line of treatment against MRSA is vancomycin, a formidable antibiotic that has been around since the 1950s and is otherwise typically considered a drug of last resort. In the developing world, health workers report a proliferation of XDR (extensively drug-resistant) and MDR (multidrug-resistant) tuberculosis, against which the current first-line antibiotics, rifamycins, developed in the 1960s, have also become useless...
...Community Health and a professor at Harvard Medical School, presented findings from the most recent mental health surveys conducted at the city’s middle and high schools. The results, which were broken down by race and language spoken at home, showed that Asian high school students reported feeling sad or hopeless for two or more weeks more frequently than other racial groups. They were also most likely to have considered suicide, while multiracial students were most likely to have actually attempted it. The results also showed that Asians had the highest rate of participation in community service...
...semester’s grades may not be out just yet, but for our nation’s public schools, report cards are looking somewhat dismal. This year, according to newly released state-by-state data, the number of schools failing to reach testing targets under No Child Left Behind (NCLB) was far greater than in any other year. Indeed, children are getting left behind, but not because they’re slow. It’s because the NCLB school bus is trying to go 70 miles per hour in the suburbs. The original NCLB legislation had the lofty...