Word: researchers
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...Available credit for the U.S. is receding and that's the economy's real lifeblood," says Christopher Whalen of research firm Institutional Risk Analytics. "This is a disaster...
Bank analyst John McDonald of Wall Street firm Bernstein Research says most people are focused on how the lack of loans will hurt bank earnings. Lending is, after all, how banks make money. But in the past year or so, banks have had to sock away more and more cash into their reserves to account for their growing number of bad loans. That's caused earnings to plummet. With loans falling, reserve ratios - the measure of reserves to loans - are growing. That means banks will be able to divert less profit into those rainy-day accounts, which should boost bottom...
...coming in again. And banks, since they get hurt so badly in recessions (particularly this one), become very risk-averse at the beginning of economic cycles. "In the initial stages of a recovery, banks are never handing out cash," says Lakshman Achuthan, a managing director at the Economic Cycle Research Institute. "It never happens that way, and we have had plenty of recoveries...
...study, which was conducted on mice, is part of a hot new area of research called epigenetics, which explores how experiences and environmental exposures affect genes. "This is a major step in understanding the development of cocaine addiction and a first step toward generating ideas for how we might use epigenetic regulation to modulate the development of addiction," says Peter Kalivas, professor of neuroscience at the Medical University of South Carolina, who was not associated with the study. (See the top 10 scientific discoveries...
...Though an international moratorium on commercial whaling has been in place since 1986, Japanese whalers use a provision - some say a loophole - that allows whales to be killed for research. This summer in the southern hemisphere, Japan aims to cull 985 whales for scientific purposes, according to a Reuters report. Though their boats are emblazoned with the word "Research," much of their catch ends up on the plates of Japanese consumers, not in labs. Japan's ICR says that the income from whale-meat sales funds scientific research and that international law mandates that it not waste the meat...