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...think a souped-up version would be an interesting exercise to do on a routine basis," says John Irons, research and policy director at the liberal-leaning Economic Policy Institute think tank. "I could imagine in good times that this type of stress test could remind people not to get caught up in the irrational exuberance of bank booms." (See 25 people to blame for the financial crisis...
...golden rule should be to say, "Hey, I really want that bag, but I'm not going to buy it today, I'm going to wait one day and if I really love it so much I'll come back and buy it." Now we do know from our research studies that 60% of consumers will not buy the car or the bag the day after, simply because the dopamine is falling down to a level where you can't justify going back to the store...
...third lesson, and perhaps the most pertinent, is that spending so much money in such a short time is bound to be wasteful. "Every village wanted to have the same dog kennel," jokes Klaus F. Zimmermann, president of the Berlin-based German Institute for Economic Research (known by its German acronym, DIW). East Germany today has a number of promising industries and state-of-the-art roads and railways, but it also has superfluous airports, oversized water-treatment plants and a collection of heavily subsidized industrial white elephants, all built at the taxpayers' expense. "Floodlit sheep meadows," grumbles Reiner Holznagel...
...sure, the start-date delays have been a boon for public interest organizations around the country. Research shows that some 80% of legal needs go unmet among low-income Americans, and organizations that serve such clientele, such as the Legal Aid Society, now have their pick of top law school graduates - most of whom will arrive with a paid salary and health benefits attached. But the public-interest groups still have to finance the infrastructure required for an extra person on staff. Many nonprofits have seen their own revenues fall in recent months and undertaken layoffs themselves. Just finding...
...Some of the stories sounded so tenuous to me. What ended up in the book is just a fraction of my research. But I loved hearing their stories and I loved hearing what the critics said to debunk them. Here's the thing: nearly all of these people were transformed by their experiences. They were more generous, more other-thinking. They had had a transformation of character. Was it scientifically verifiable? No. But it was good for them. As one of them, a comedy writer named Jeff Schimmel, said to me: "It's sad to think that my love...