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...surprisingly, modifications that result in stressed homeowners paying more each month have a greater chance of winding up in default or foreclosure. A recent Credit Suisse report looked at modifications made to subprime loans in the last quarter of 2007 and found that 44% of loans with increased monthly payments were more than 60 days delinquent within eight months. What had a much better shot of working: reducing interest rates and principal. Only 15% of loans that had received an interest-rate reduction and 23% in which the principal balance had been reduced were more than 60 days delinquent after...
...banks and their employees are natural targets. For some employees, an entire sense of self is at-risk. "Not only is society saying, 'We don't want you to exercise [your profession] anymore,' it's saying, 'We actually don't value [your profession] anymore,'" Morgan says. The result can be a reduced sense of self-worth. Former bank employees may be timid about telling people what they do - or did. "Overnight, [people who worked in banks] have been placed in that second-hand car salesman category," says Morgan. To cope with these feelings, many out-of-work bankers and traders...
...field, he’s second to none.”Fucito is not only number one on the field, but off the field as well.Elected captain by his teammates, Fucito is a paradigm of what it truly means to be a scholar-athlete.As a result of his prowess both on the pitch and in the classroom, Fucito was named as a finalist for the Lowe’s Senior CLASS Award and is one of 48 players named to the 2008 Missouri Athletic Club’s Hermann Trophy Watch List.“I really don?...
...leaders. The last time Beltway Republicans really had to break a sweat in Florida was during the fierce 2000 recount battle, and many have come to take the state for granted since then - assuming, for instance, that their previously superior ground game will once again prove decisive. One result is that they may not be lending enough of an ear to people like McCain's Florida campaign director, Arlene DiBenigno, another top Crist aide, who can counsel them on Florida's new political tenor...
...take it with you" is the notion that our money problems end with death. But amid Britain's deepening financial woes, that may no longer be true: The National Association of Funeral Directors (NAFD) has warned that unburied bodies of the deceased are piling up as a result of the credit crisis...