Word: result
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...result was the growth of what's now often termed the shadow banking system of securitization and derivatives, which took over many of the responsibilities of banks but was not subjected to the same kind of risk controls or oversight. This process began in the 1970s, as the rigid New Deal approach of segmenting financial institutions into narrowly defined boxes began to crack under the pressure of inflation, globalization and floating exchange rates. The money market mutual fund, invented in 1971 as a way to get around federal limits on savings-account interest rates, was among the first of many...
...mere 90 employees to manage the entire state. This dual lack of resources and manpower has left FEMA floundering. The organization has yet to impose a cohesive system of management on levees nationwide, which are currently owned by a hodgepodge of federal and local officials. As a result, many levees are poorly constructed and fail to meet government safety standards. Additionally, FEMA continues to encourage community participation in the National Flood Insurance Program. By subsidizing insurance premiums for buildings in areas at high risk for destruction, the initiative has increased development in flood-prone areas, therein exacerbating the damage reeked...
...This year the Crimson hosts the 125th installment of the Harvard-Yale rivalry, which means that the tailgate will be dry and, as a result, err…whack...
...where choosing classes (and choosing a curriculum) is a trauma. Although we stood behind the original Gen Ed program as envisioned by its creators, the entire process has become perverted by the College’s inadequate response to meeting students’ academic needs during the interim. The result: beleaguered upperclassmen with nowhere to turn to fulfill Core requirements and equally frustrated freshmen who are forced to choose between a meager selection of Gen Ed courses and the defunct Core. No student at any point in his or her academic career is immune to this gross deficiency...
...startups founded by immigrants, like Vinod Khosla’s Sun Microsystems and Sergey Brin’s Google. Astonishingly, Congress has actually reduced the number of special H1-B visas given to foreign workers, which allow American companies to import guest workers with highly specialized knowledge. As a result, many of these workers move to countries with more liberal immigration policies, like Canada and Australia. In these cases, America’s loss is another country’s gain.Low-skill immigrants are equally valuable to the American economy. Many work as farm laborers, hotel maids, construction workers...