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...While Slumdog does succumb to this weakness, it compares favorably to the average Bollywood flick, which lacks both narrative credibility and discernible substance. The result is that a nation with so many challenges and so vibrant a film culture produces so many movies that feature meaningless plots punctuated only by feel-good song-and-dance routines. Indeed, it’s not that the movies fail to penetrate the surface—it’s that they don’t even capture it. And so it has fallen to talented British producers to make movies that actually bring...
Given that the Crimson was slowed by injuries at the top of its lineup, with No. 53 co-captain Chris Clayton—who typically plays at No. 1—and sophomore Aba Omodele-Lucien out because of injuries, the weekend’s mixed result is one the team can be proud...
...college admissions, with applications rising and acceptance rates plummeting at schools across the country, US News rankings provide an inaccurate representation of school quality that influences far too many students. As admissions get more competitive, prospective applicants apply to an increasing number of schools, and as a result have relied more and more on these rankings. The central role that these rankings play, however, can lead students to make their college decision based on a superficial ranking rather than by determining which school is the best match. This is especially true in the case of the yield statistic, which Dean...
...bank has $5 in capital and $100 in loans. Now the government gives the bank an additional $100 in preferred shares and says, "Go make more loans." Well, the bank might then have $200 in loans, but it still has only $5 in common shareholders' equity. The result: if just 2.5% of its loans go bad, the bank's shareholders are wiped out. Wisely, the largest banks in the nation lent less in the fourth quarter of 2008 than in the previous three months - a strategy that has drawn some complaints. But that hasn't removed the pressure on their...
Another problem is lack of flexibility. Citigroup is just protected against losses in the $300 billion portfolio it sets up with the government. Any losses outside of that loan group are all Citi's. As a result, some investors are worried that Citigroup even with the new guarantees won't have enough capital pay for the loan losses it will have to realize. By some estimates, Citigroup's shareholder capital could be wiped out if just 2% of its loans go unpaid...