Word: returns
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Dates: during 1990-1999
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Then do the numbers carefully. Assuming a conservative rate of return of 7% to 8% on investments, you should plan to be able to live off 4% of your assets, says Ray Russolillo, director of personal financial services with PricewaterhouseCoopers in New York. About a year before you retire, you may want to switch some of your portfolio to more conservative investments, says Paul Westbrook, a Ridgewood, N.J., financial planner. Total up your annual personal expenses--such as rent or mortgage, utilities, food, health insurance, clothes, car, entertainment--and plan to have liquid assets--such as Treasury bills and money...
...desperate for money, they often turn to crime. According to Tommy Ong of the New York police intelligence division, the sleazy employment agencies under the Manhattan Bridge that specialize in placing illegal immigrants in jobs around the country often misrepresent and oversell the type of work available. When workers return and can't pay off their immigration debt, the gangsters (or "snakeheads") offer them a deal. The illegals describe their ex-employers' operation and return with shotguns and masks to rob the place with members of the gang. The debt is then canceled. "Local police are usually stumped...
...many respects, a quiet gift: the present called the Wye River Memorandum. Its terms are modest. It provides for the return of a parcel of sparsely inhabited land in the West Bank. It firms up the details of the implementation of accords the P.L.O. and Israel had reached in 1993. Far tougher disputes remain, including the future of Jerusalem and the return of Palestinian refugees. According to the original timetable, all these must be settled by next May--when Arafat has threatened to declare a Palestinian state. But last week's accord, fought for and won over nine tumultuous days...
...nice guy, but he's not exactly being courted by William Morris agents. When Bruce Springsteen visited the Yankee clubhouse toward the end of the regular season, he gave Williams a signed guitar. When reporters asked Williams if he had given Springsteen an autographed ball in return, Bernie had to tell them that Springsteen hadn't even asked...
...machine calls a toll-free number, and you key in credit-card information. (The player automatically calls headquarters once or twice a month in the middle of the night, which I find creepy.) You see, rather than simply renting Divx disks, you buy them outright, for $4.50, and never return them to the store. You don't have to view them right away, but once you put one in your deck, you have 48 hours tops to watch it (as many times as you want). Then the movie locks. Want to see it later? That will cost $3.25 for another...