Word: righting
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Dates: during 2000-2009
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...think servicers are still being slow to modify loans? Foreclosure activity is six times what it was four years ago. Those are numbers that the system really isn't set up to handle. And there are more complications. For example, one of the delays in processing foreclosures right now is that the servicers are trying to make sure that every loan in their portfolio either qualifies or doesn't qualify for HAMP [Home Affordable Modification Program, the Federal Government's attempt to incentivize more modifications]. Even if you've already screened a loan to see if it might qualify...
Next waves? Right now we're dealing with a growing number of foreclosures that are being caused by unemployment. If you don't have a steady stream of income, you don't qualify for those loan-modification programs. People with those problems will inevitably wind up going into foreclosure. Secondly, we're going to see a whole slew of option-ARM loans reset next year. In many cases, these properties are going to be upside on the loan amount. In other words, the homes will be worth less than what's owed on the loans. The only way these loans...
...most part, however, doctors are happy that anesthetics indeed work and seem to be safe. Used at the right doses in healthy people, the drugs rarely cause serious complications or side effects; the risk of death in patients undergoing general anesthesia, for example, is 1 in 250,000. But recent inquiries into how these strange chemicals act on the cellular level have uncovered a troubling long-term possibility: that general anesthetics may potentially contribute to cognitive impairment in vulnerable patients such as the very young and very...
...likelier explanation, he and others say, is a combination of factors, including changes in weather patterns. Fewer clouds and more sunlight would create a layer of warm air right at the glaciers' surface, which would cause some melting. But most of the ice loss, he suggests, is due to sublimation - that is, ice turning directly into water vapor with no intermediate step. That tends to happen when temperatures are cold and the air is extremely dry, which is the case at Kilimanjaro's higher-than-19,000-ft. summit (it's the same reason ice cubes slowly wilt away...
...Still, even if Mote is right, that doesn't rule out global warming as a root cause of glacier retreat. Climate scientists have long maintained - and evidence from the real world is already confirming - that warming doesn't just result in higher temperatures. It also leads to changes in weather patterns, including more intense precipitation in some areas, more severe droughts in others (and sometimes, as in the case of the American Southeast, a little of both). And that may well be what's happening at Kilimanjaro. While strongly disputing Thompson's explanation, Georg Kaser of the Institut...