Word: risk
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Duke thinks it was the years of regular tanning that caused her melanoma, and the vast majority of scientific literature supports her theory. Exposure to ultraviolet light, whether from the sun or a tanning bed, increases the risk of melanoma, the deadliest type of skin cancer, and teenagers - especially pale-skinned redheads like Duke - are considered among the most vulnerable. In July the cancer-research wing of the World Health Organization (WHO) added tanning beds and sunlamps to its list of human-cancer-causing agents. "The risk of cutaneous melanoma is increased by 75% when use of tanning devices starts...
...Indoor Tanning Association (ITA) dismisses such charges as mere ballyhoo, pointing out that the UV light from tanning beds is no different from sunlight - exposure to either one raises the risk of skin cancer - which is why the tanning industry has always emphasized the importance of moderation, says John Overstreet, executive director of the ITA. He adds that technicians at tanning salons are trained to prevent overexposure and sunburns. "If clients get a sunburn, they are not going to come back," says Overstreet...
...their part, skin-cancer experts recommend that people eliminate the risk of overexposure from the start, by covering up in the sun with long sleeves and pants or at the very least wearing sunscreen. That is especially true on summer vacations, when people who have been indoors most of the year suddenly hit the beach for a week. Melanoma is associated with intermittent exposure to intense sun, particularly before the age of 18, so youngsters need to be extra careful about sun protection, says Robert Dellavalle, chief of dermatology at the VA Medical Center in Denver...
...bought by the government-sponsored entities (GSEs) Fannie Mae, Freddie Mac and Ginnie Mae. That keeps the interest rates on those GSE-backed mortgages substantially lower than on mortgages that can be sold only on private markets, because taxpayers are on the hook for defaults on the former. That risk, long hypothetical, became reality as we got stuck with a $291 billion rescue bill for Fannie and Freddie in the fiscal year that ended in September. Meanwhile, the Federal Reserve is doing its part to artificially lower interest rates by buying $1.25 trillion of Fannie, Freddie and Ginnie mortgage securities...
...Most will raise rates - but one very conspicuous central bank is unlikely to follow suit. With the U.S. jobless rate at 9.8% and still rising, the U.S. Federal Reserve cannot risk a rate increase anytime soon, despite the danger of inflation. Raising rates would add to the burden on U.S. businesses, particularly small- and medium-size enterprises that account for the majority of U.S. jobs. Higher rates would also make mortgages, credit-card debt and other forms of personal financing more expensive, further crimping consumer spending, which accounts for the bulk...