Word: risk
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...first mortgage; the combined value of first and second mortgages can be no greater than 115% of the current value of the home. The new monthly payment cannot exceed 31% of the homeowner's income. Investors in the loans would clearly take the up-front hit, but the risk of future default on the modified loan would be transferred to the government...
...round of loan-principal reductions will play out among investors who buy mortgage securities and whether they may be reluctant to buy new mortgage loans if there's a chance the principal will wind up being reduced down the line. "The returns would have to rise to incorporate this risk," says Curran. "Either they'll have to be compensated or they won't participate." (See the best business deals...
...wake of three apparent suicides at Cornell University in the past six weeks, members of the mental health community at Harvard reaffirmed their commitment to providing support for students at risk but disagreed on the need to take immediate steps in response...
...American public trended toward opposition to the bill. Democrats in more conservative districts who voted for the law jeopardized their popularity and possibly even their jobs. It is rare in this era of campaign individualism for politicians to place principles before reelection, and those Democrats who accepted this risk deserve recognition. Considering this political gamble, constituents in favor of the new healthcare law should show appreciation to their representatives at the ballot box come Election Day. These leaders put their careers on the line for their values, which merits sincere commendation...
...their careers because of unpredictable flight schedules and because much of their training is forbidden if they're expecting. "Most prefer to get at least one spaceflight in before pregnancy," says Jennings, and are approaching their early 40s by the time they begin trying for children, when the risk of genetic defects and miscarriage is much increased...