Word: risked
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Dates: during 1930-1939
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Usually overlooked in the great interest argument is the fact that a small loan cannot be compared to a big commercial loan. The clerical cost of making a $100 loan is as great as for making a $100,000 loan, and the risk is much greater. The Russell Sage Foundation estimated that 42% per annum was the minimum at which new capital could be brought into the small-loan field, and the results have indicated that this was the case, that profits have not been excessive. It is the Foundation's conviction that rates can and will come far down...
...cost of making the loan, plus the risk, that fixes the rate. Evidence of this is seen in a comparison of Beneficial Industrial Loan Corp. and Household Finance Corp. Beneficial handles mostly small loans (down to $10), charges 3½% a month. Household handles no loan smaller than $100, charges 2½% a month. Household openly advertises: ". . . Any licensee who makes loans of less than $100 and a certain class of loans in larger amounts is, in our opinion, entitled to and is justified in charging the maximum rate of 3½%. a month. We could not afford to make loans of less...
...Monkey House, and now spend their moments of adult leisure in front of Abercromble and Fitch show-cases, we recommend "Trader Horn", now showing at the Majestic Theater, as an effective tonic. The latest Metro-Goldwyn-Meyer "miracle picture", filmed in the heart of Darkest Africa at the risk of life and bank account, includes superb sound studies of savage men and beasts, who have entered into the spirit of the thing with a gusto which must at times have embarrassed the camera...
That the government has a standing debt to its veterans is unquestionable, and that aid should be given to those in real need in generally conceded. To extend a bonus, however, at this time and include those not in immediate want at the risk of weakening the government and putting a further burden on the whole people, is extremely unwise...
...filthy is Monrovia that last week the local branch of the Bank of British West Africa closed permanently "because the complete lack of sanitation endangered the lives of employes"; but brave black Minister Mitchell will risk his life gladly...