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However, Piper Jaffray analyst Robert Napoli says it's merchants - not consumers - who will benefit from lower fees. "To suggest that American consumers could have saved $125 billion is very misleading," he says. "Interchange fees are paid by the merchant, and there have been studies done in Australia that said that consumers have not saved a penny by lowering interchange rates - that the merchants have not reduced prices...

Author: /time Magazine | Title: Retailers Ready for Fight on Credit-Card Fees | 9/17/2009 | See Source »

...Alyssa Q. Colbert ’10, Shiv M. Gaglani ’10, Jamison A. Hill ’10, Neagheen Homaifar ’10, Jarell L. Lee ’10, Kia J. McLeod ’10, Ami A. Nash ’10, Robert B. Niles ’10, Abby D. Philip ’10, George A. George A. Thampy ’10, and Caleb L. Weatherl ’10. Hill is also a Crimson magazine chair, and Phillip is a Crimson news executive. —Staff writer Lauren...

Author: By Lauren D. Kiel, CRIMSON STAFF WRITER | Title: Senior Class Marshal Finalists Chosen | 9/17/2009 | See Source »

...Included in the panel were Princeton University's Daniel Kahneman, one of the first psychologists to apply happiness studies to economics; the British economist Nicolas Stern, whose influential "Stern Report" advocated green technologies to stimulate economic growth; and Robert Putnam, the Harvard sociologist and best-selling author of Bowling Alone, which traces the decline of the U.S.'s "social capital" through the decline of 10-pin bowling leagues...

Author: /time Magazine | Title: Searching for a Better Wealth Measure Than GDP | 9/16/2009 | See Source »

...Robert Brian Niles

Author: By Clifford M. Marks | Title: Round II Contenders—'10 Class Marshal Elections | 9/16/2009 | See Source »

Much work has to be done. Hatoyama has yet to make his first major policy speech, addressing his vision of Japan, which, says Robert Dujarric, director of the Institute of Contemporary Japanese Studies at Temple University's Japan Campus, needs to deal with "the demographic death spiral - low fertility, underemployment of female professionals, low immigration. That's the real life-and-death question for the nation...

Author: /time Magazine | Title: Japan's New Prime Minister — and New Shadow Shogun | 9/16/2009 | See Source »

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