Word: saverse
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Dates: during 1980-1989
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The IRA flood started as a trickle in 1974, when the Government began permitting them for taxpayers who did not belong to a pension plan where they worked. But the flow of money into the accounts became a torrent in 1982, after Congress extended the program to virtually everyone. Under...
The arrivals are prodigious savers. Since their goals are to expand their businesses and provide their children with the education they will need to move up in U.S. society, the new entrepreneurs tend to live frugally. Instead of spending their earnings on flashy cars and other items, the immigrants use...
The improving picture, however, is pockmarked by a potentially serious new problem: management missteps. Deregulation has enabled thrifts to plunge into new, riskier ventures in areas with which many of them are unfamiliar. While thrifts once concentrated on inherently stable home loans, they now lend money for everything from casino...
Many Ohioans, including the Governor, admit that until now they never paid much attention to the fact that some thrifts were not insured by the U.S. Government. The privately insured S and Ls wear window decals that look as authoritative as the FSLIC symbols, but the thrifts are often not...
The life-cycle model assumes that individuals make a financial plan for their whole lives based on their estimated present and future wealth and that they save according to this plan and consume all their savings during their lifetimes. Studies by several economists have generated erratic results using the model...