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Throughout most of American history, bank failures occurred with dismal regularity, and consumers had no protection from them. Even in the booming 1920s, banks closed at the rate of about 500 a year. The failure rate rose sharply during the four years following the 1929 stock-market crash, when a...

Author: /time Magazine | Title: Banking Takes a Beating | 12/3/1984 | See Source »

The problem is that hot money knows no loyalty. At the first hint of trouble, rumored or real, these depositors tend to yank their funds. Says William Ogden, who was installed by Government regulators in July as chairman of Continental Illinois: "A modern run on a bank doesn't...

Author: /time Magazine | Title: Banking Takes a Beating | 12/3/1984 | See Source »

Many of the big revenue increases result from the repeal or postponement of pending tax cuts from earlier legislation. The 3% federal levy on telephone bills and present tax rates on inheritances, gifts and "windfall" oil discoveries will all be kept for at least three more years. Under old law...

Author: /time Magazine | Title: Slowing the Surge of Red Ink | 7/9/1984 | See Source »

Ronald Reagan's godly fervor has been building during his three White House years, and there are moments now when he seems to be more a man of the cloth than a man of politics. He unabashedly tells people he is giving his remaining years to the Lord. Not...

Author: /time Magazine | Title: The Presidency by Hugh Sidey: Taking Cues from on High | 3/19/1984 | See Source »

Although holders of zeros receive no cash until their bonds mature, they must still pay annual taxes as the principal and interest grow. Result: tax-exempt investors like pension funds have been the main buyers of the bonds. But consumers are also snapping them up for Individual Retirement Accounts, which...

Author: /time Magazine | Title: Zingy Zeros | 3/12/1984 | See Source »

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