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...quarter of its 1,600 staff and selling off assets like Spanish wind farms and a Tasmanian power station. New CEO Michael Larkin says deals will be curtailed and executive pay based solidly on "investment outcomes." It remains to be seen if those remedies have come in time to save the patient...

Author: /time Magazine | Title: End of the Toll Road? | 10/16/2008 | See Source »

Consumers also can help save the seas--through the fish they buy. To that end, California's Monterey Bay Aquarium, along with the Blue Ocean Institute and the Environmental Defense Fund, is coming out with pocket guides to sustainable sushi. The groups base their ratings on the health of a wild fish's population (the popular bluefin tuna is restricted), along with the impacts of fish-farming operations. (Fast-growing oysters can be farmed sustainably, but salmon can't.) They also take into account fishing practices: catching bigeye tuna with thousand-hooked longlines can result in the unintended death...

Author: /time Magazine | Title: Sustainable Sushi | 10/16/2008 | See Source »

...order to address the financial crisis, John McCain promised to "examine every agency and every bureaucracy of government" and "eliminate those that aren't working," though he didn't name any. Barack Obama said "each and every one of us" would have to "start thinking about how we can save energy" and then offered a subsidy to people who buy U.S.-made cars...

Author: /time Magazine | Title: The Leader We Deserve | 10/16/2008 | See Source »

...came about thanks to a 1978 congressional provision intended to offer taxpayers breaks on deferred income. In 1980, while trying to streamline a client's profit-sharing plan, benefits consultant Ted Benna realized that the code could be used to create an easy, tax-friendly vehicle for employees to save for retirement. The client passed, but the idea took off: there are now more than 65 million 401(k) accounts, which allow participants to invest in stocks and bonds, often with matching funds from employers--all at a lower cost than the pension plans that 401(k)s replaced...

Author: /time Magazine | Title: A Brief History Of: The 401(k) | 10/16/2008 | See Source »

Once upon a time, the Mantra was, Get a job, maybe two, and save. Building a cash reserve was required to obtain decent credit. One's work and savings history became one's credit rating. Why should we bail out lenders unless they can perform reasonable risk assessments? Lenders once insisted that consumers demonstrate a responsible financial history before lending. What has happened to this commonsense approach? Susan Staudt, WAUKESHA...

Author: /time Magazine | Title: Inbox | 10/16/2008 | See Source »

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