Word: savings
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...lessons taught by the financial crisis, the most personal has been that Americans aren't too slick with money. We take out home loans we can't afford. We run up sky-high credit-card debt. We don't save nearly enough for retirement...
...promising example of new thinking is found on Chicago's South Side. At the Ariel Community Academy, financial education starts in kindergarten with books like A Chair for My Mother (the moral: if you want to buy something, save money first) and quickly becomes hands-on. Each entering class at Ariel - a K-8 public school that has partnered with a local money-management firm since the mid-1990s - is entrusted with a $20,000 investment portfolio, and by seventh grade, kids are deciding what to buy and sell (profits help pay for college). Last year, for the first time...
...improve U.S. air quality, the Environmental Protection Agency moved to tighten ground-level-ozone limits imposed by the Bush Administration in 2008. The EPA estimates that the proposal, which must go through a public-comment period before final standards are issued, could save up to 12,000 lives annually by slashing smog levels from 75 parts per billion to as few as 60. While the EPA said the measure could cost up to $90 billion a year by 2020 to implement, it argued that this sum could be offset by as much as $100 billion in annual health care savings...
...through the Andes,” you’ll explore the arts, history, and culture of the Andean region from pre-Columbian period all the way to colonial times. If you don’t feel like schlepping all the way down to Peru, take this course and save the spine of some innocent alpaca. | Tu., Th. 1-2:30. Link...
...large spread can effectively wipe out any cost advantages over mutual funds. "You might save 20 basis points [i.e., 0.2 percentage points] on the cost of the ETF, but what if you're paying 200 basis points [2 percentage points] more because of the trading spread?" asks Borek. The spread risk is exacerbated in emerging markets and specialized niches in the global markets, where data are scarce and trading is limited...