Word: say
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Dates: during 2010-2019
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...looming expiration of two major federal programs - the home-buyer tax-credit initiative and the Federal Reserve's $1.25 trillion mortgage-securities-purchase program - likely won't wipe out the recovery currently under way in the battered housing sector, but it could stall it, experts say...
...rate mortgages, known as option ARMs, as well as certain alt-A mortgages, to reset over the next 12 to 15 months. At least $60 billion in option ARMs will reset in 2010, and an additional $64 billion will do so in 2011, according to First American CoreLogic. Experts say this will likely trigger another round of mortgage defaults and foreclosures in the second half of 2010 and cause home prices to fall another 5% to 10% this year before the market bounces back...
Treasury officials emphasize that the program will not save every troubled homeowner. They say it targets 3 million to 4 million of the 12 million who are expected to wind up in foreclosure in the next three years...
...similar report in 2002 estimated that only 10% of the gorillas' habitat would remain by 2032. But the authors say even that dire prediction was optimistic. At the time, researchers did not predict the rise in Chinese demand for timber or the extent of mining in Congo. "Ten years ago, when we did the other report, China and the rest of Asia were not major players in Africa, and now China has up to 40% of the wood-and-mineral trade," Christian Nellemann, a U.N. Environment Program official and the report's lead author, tells TIME. "We have new satellite...
...case of the mountain gorilla is unique, in part because Virunga is a highly visible flagship park that has no trouble getting money or attention. At the same time, conservationists say it may provide a lesson: De Merode and his team essentially decided to do everything themselves, relying on the park rangers rather than the government to go after the rebels threatening the apes. Given that government troops sometimes trade with rebels or take part in the mineral and charcoal trades, they could actually be part of the problem...