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Hyman Minsky, an academic economist who died in relative obscurity in 1996 but is now the talk of Wall Street, had a colorful phrase to describe such people: "Ponzi borrowers," he called them, after the early 20th century pyramid-scheme perpetrator Charles Ponzi. Minsky argued that once banks got so sloppy that they handed out Ponzi loans, a financial crisis was inevitable...

Author: /time Magazine | Title: Bracing for a Recession | 11/29/2007 | See Source »

Willard Christopher Smith Jr. hatched his scheme for global supremacy at 16, after his first girlfriend cheated on him. "In my mind, she cheated because I wasn't good enough. I remember making the decision that I will never not be good enough again," he says. Sure, he may have overcompensated, but how else are movie stars made? Smith grew up the second of four children in middle-class West Philadelphia; his parents Willard and Caroline divorced when he was 13. From his father, who worked seven days a week running a refrigerator company, Smith inherited his work ethic. From...

Author: /time Magazine | Title: The Legend of Will Smith | 11/29/2007 | See Source »

...Religion, too, has divided the nation, as some Malaysians assert that a conservative strain of Islam is causing a segment of the faith's worshippers to withdraw from a multicultural society. Malaysia's economy is being challenged by regional competitors, with many questioning the future of the affirmative-action scheme that has served as the country's financial bedrock. At the same time, a nation that once prided itself on its robust institutions is finding these foundations eroding. Little wonder, then, that up to a million Malaysians, mostly the white-collar talent needed to keep the economy humming, have simply...

Author: /time Magazine | Title: Identity Crisis | 11/28/2007 | See Source »

...jailed for six years on sodomy and corruption charges that human-rights activists characterized as politically motivated. Now he has emerged as de facto leader of the opposition People's Justice Party, which is campaigning to dismantle the race-based NEP and replace it with a class-based scheme that would, say, help poor Indians while preventing rich Malays from taking handouts they don't need. Anwar blames the NEP both for breeding corruption and decreasing competitiveness, since many lucrative state contracts are reserved for bumiputra companies. "Globalization does not treat kindly people who feel as though they must...

Author: /time Magazine | Title: Identity Crisis | 11/28/2007 | See Source »

...finally I got tired of my ignorance, and I felt ignoble standing up and teaching a sequence when I didn’t know why it had the rhyme scheme it had, or why it had the shape it did,” she said...

Author: By Elsa S. Kim, CRIMSON STAFF WRITER | Title: Vendler Presents New Yeats Book | 11/28/2007 | See Source »

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