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...golf, both teams or players competing get an equal opportunity to win. But the format for overtime in the NFL is different, and inherently unfair. If the game is tied after four quarters, the teams play a 15-minute, sudden death overtime period in which the first team to score wins. Which means that whichever team wins a totally random coin toss to determine who gets the first possession has a better shot at winning the game. In fact, in 44% of the overtime games since 2006, the team that won the coin-toss has gone...

Author: /time Magazine | Title: Solving the NFL's Overtime Fumble | 11/16/2008 | See Source »

...shut down, making it harder to securitize credit-card debt," says Arthur Wilmarth, finance professor at George Washington University Law School. Banks, forced to keep more debt on their books, are less willing to lend to anyone who doesn't have a high FICA, or credit quality, score. The result is a vicious cycle of borrowers being hit with higher interest rates, hair-trigger late fees and curtailed credit lines just when they need funds the most. Higher food and gas prices have contributed to that burden...

Author: /time Magazine | Title: With Defaults Rising, Is a Credit-Card Crisis Looming? | 11/14/2008 | See Source »

...schools' biggest grouse against rankings, such as the lists produced each spring by U.S. News & World Report, is that they take a complex institution and crunch it down into a single score. Critics castigate U.S. News not only for rewarding schools for such things as outspending their rivals, but also for basing a whopping 25% of a college's ranking solely on how its reputation is rated by administrators at rival institutions. (See pictures of the college dorm room's evolution...

Author: /time Magazine | Title: An Antidote to College Rankings? | 11/14/2008 | See Source »

...school, using a seven-point scale, on wide-ranging topics that hit upon almost every element of a student's experience, from how often he interacts with faculty outside of class to how challenging he thinks his coursework is to how much non-academic support is available. The numeric scores can then be compared to other schools - that is, if they choose to make the data public. "If you mix a whole lot of random data in a blender, like the rankings do, what you get is a single composite score that doesn't tell you anything," says Doug Bennett...

Author: /time Magazine | Title: An Antidote to College Rankings? | 11/14/2008 | See Source »

...NSSE is voluntary, but the number of schools that do so has tripled in the past five years, and some 1,300 campuses have now taken part in the survey at least once. But those that do participate tend to be small and independent colleges, which are likely to score better on NSSE if only because the size of their student body allows for more one-on-one attention than larger universities. Earlham is one of many NSSE participants that publish their results in pamphlets or on their websites...

Author: /time Magazine | Title: An Antidote to College Rankings? | 11/14/2008 | See Source »

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