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...fruits of tense negotiations between the government and British lenders - talks given added urgency by the meltdown in global markets at the end of last week - the bailout is breathtaking for its scale. British taxpayers are on the hook for a $34 billion investment in the Royal Bank of Scotland (RBS), Britain's second-largest lender, a cash injection amounting to almost double the bank's current market capitalization. Most of the investment will take the form of ordinary shares, which private investors are invited to purchase along with the government. But under the deal, those shares yield no dividends...

Author: /time Magazine | Title: Britain Sets Details of Huge Bank-Bailout Plan | 10/13/2008 | See Source »

...spoke, the future for British banking was looking grim. Behemoths such as HBOS and the Royal Bank of Scotland group had seen their shares fall by 39% and 42% respectively on Tuesday, continuing a trend set at the beginning of the week as the FTSE 100 racked up its biggest fall in 21 years. Last month the government was forced to nationalize the mortgage lender Bradford & Bingley, and earlier this year it took over another debt-ridden bank, Northern Rock, guaranteeing the deposits of retail customers. Britain's protection scheme for private-sector banks guarantees deposits only...

Author: /time Magazine | Title: British Bank Bailout: Is It Enough? | 10/8/2008 | See Source »

European bank stocks continued to take a beating on Tuesday following a series of ad hoc steps by national governments to try to shore up confidence in financial institutions. By the day's close, Britain's troubled HBOS was down 41.5%, and the Royal Bank of Scotland's shares had lost 39% of their value; Germany's Commerzbank fell 14%, and Deutsche Bank was down 8.9%. The pummeling followed a black Monday in which stock exchanges across Europe dropped as much as 9%, suggesting that the markets were casting a doleful eye on the $700 billion U.S. bailout package passed...

Author: /time Magazine | Title: Europe Struggles for a Response to the Bank Crisis | 10/7/2008 | See Source »

...Church of Scotland Hospital in Tugela Ferry, South Africa, sits in an arid valley among the mountains of KwaZulu-Natal. Occupying a dozen or so tin-roofed, low-slung buildings, the hospital serves its rural patients well: Women come to have babies, H.I.V. patients register to receive their medications, and those infected with tuberculosis check in for a chance to recover from an ancient scourge...

Author: /time Magazine | Title: Tuberculosis: An Ancient Disease Continues to Thrive | 10/2/2008 | See Source »

...bacterium responsible for these deaths was nothing the doctors at Church of Scotland had ever seen before. It had found a way to evade not just the first-line antibiotics commonly used to treat the disease but several of the drugs of last resort as well. KwaZulu-Natal, and the world, had seen its first outbreak of extensively drug-resistant...

Author: /time Magazine | Title: Tuberculosis: An Ancient Disease Continues to Thrive | 10/2/2008 | See Source »

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