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Word: sectoral (lookup in dictionary) (lookup stats)
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...Internal Revenue Code that, a clever benefits consultant discovered in 1980, could be used to build tax-sheltered employee retirement plans. It was at first seen as a supplement to the existing system of workplace pensions, but during the 1990s the 401(k) largely replaced pensions in the private sector...

Author: /time Magazine | Title: Should the 401k Be Killed? | 12/4/2008 | See Source »

...That leaves the question of just what the best retirement-savings system for working families might look like. There have been several proposals (including one by Barack Obama during the campaign) to create modestly subsidized, automatic IRAs, at least for the more than 50% of private-sector workers who don't have access even to 401(k)s. Ghilarducci wants more - a government-run plan, financed in part by the end of the 401(k) tax deduction, that would guarantee a 3% return above inflation. Don't think that's a good deal? Fine. But remember that for most Americans...

Author: /time Magazine | Title: Should the 401k Be Killed? | 12/4/2008 | See Source »

...worst they can remember." Nearly half of the manufacturers surveyed said they expect their profits to decline through the end of 2009. "The outlook," the Book notes, "is pessimistic." One Boston respondent told Fed officials that the economy's "bearish mood" has even spread to the higher-education sector. Staffing centers are gloomy on the East Coast; says one contact,"Everybody's spooked. There's no hiring going on at all." Even so, positions for engineers, programmers, health care personnel and IT professionals have remained difficult to fill. (In other words, go into those fields, people...

Author: /time Magazine | Title: The Fed's Bleak Biz Report | 12/4/2008 | See Source »

...Willem Buiter, a political-economy professor at the London School of Economics, says that although the infusion of capital and soft loans in the financial sector "violates the letter and spirit" of standing E.U. laws on competition, European officials are turning a collective blind eye because of the credit crisis. Still, Buiter counsels Europe against matching any eventual bailout of the Big Three with aid to its own automakers. "If the Americans want to extend the life of the dinosaurs at public expense, they are free to do that," he says. "But if I see someone else jump...

Author: /time Magazine | Title: Detroit Bailout Fueling Trade Tensions with Europe | 12/2/2008 | See Source »

...European pharmaceutical federation, EFPIA, said that the report merely described the landscape of a highly competitive sector, but offered no evidence that competition law had been broken. "The report acknowledges that patents are key to pharmaceutical innovation and should be protected," said EFPIA director general Brian Ager. "Indeed the interim report acknowledges that the industry spends more of its turnover on R&D than any other industry sector in Europe...

Author: /time Magazine | Title: Big Pharma Faces a Crackdown in Europe | 11/28/2008 | See Source »

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