Word: segmental
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...card portfolio. When consumers are drowning in mortgage and other credit-card debt, they often ignore retail-card obligations. Rising defaults and delinquencies have dragged earnings. In 2008 credit-card profits dropped 80.5%, to $155 million, and the company incurred a $135 million pre-tax loss on its credit segment in the fourth quarter. "The company did great with its credit business when the economy was up, but now that it's down, carrying your own credit is devastating," says Davidowitz. At least Target can be grateful it made one smart move: in May, the company sold...
...during the eight weeks ending on Feb. 21, making them the second best-performing category on Nielsen's list. This suggests that consumers are trying to increase the shelf life of their food purchases so they don't have to head back to the store. "There's a segment of the population returning to the habits that my parents and grandparents had," says Tom DeMott, 56, chief operating officer of Encore Associates, a consumer-goods advisory firm. "They're canning and freezing products just so they can save a few bucks." (See which businesses are doing well despite the recession...
What's more, experts say bug spray and other lagging products shouldn't expect a rebound anytime soon. The back-to-basics movement is here to stay. "There's an interesting psychological effect happening right now," says DeMott. "It's permeating every consumer segment. People think they have to hunker down, no matter what their socioeconomic status." So start stocking your shelves. We're now a country of cocooners...
...eight meter shot to make the score 9-10. Immediately off the restart, Petropulous won control of the draw, placing Harvard in great position to finish the first overtime. Martin took the last shot with three seconds left, but ultimately did not put it away.In the next three-minute segment, Petropulous controlled the draw again, but the Wildcats overpowered the Crimson, adding an insurance goal with only ten seconds left to seal the match.The hard-fought game against such a highly ranked opponent left Harvard optimistic and looking forward to the rest of the season.“We were...
...hopefuls introduced themselves during a formal wear segment. Guanyi “Tony” Huang ’12 strutted across the stage in his version of creative black tie: jacket, tie, and boxers. Shirtless...