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...might seem logical to partner with established microlenders, yet insurers are finding that their policies as microloan tagalongs come with their own set of problems. In its Pakistan health-care trial, Swiss Re has seen many fewer claims than expected submitted by people receiving insurance as part of a loan. Giné, who has observed similar results in the Philippines, suspects loan officers sweep the added benefit under the rug. Reason? They fear that potential customers will walk if they feel they're paying for something they didn't ask for. So they never know about the coverage they have...
...colleges and universities slash budgets for virtually everything from salad bars to ski teams. U.S. colleges and universities suffered, on average, a 23% endowment drop in the second half of last year, according to a study by a group of campus business officers. That reduction in funding has set off a scramble to freeze hiring, cut hours and hunker down until the economy improves. "Institutions will have to manage with less," says Oberlin's vice president for finance, Ron Watts. Here's a look at how schools are getting creative with their wallets...
Foxy Dogs To understand how dogs evolved this skill, Hare traveled to Siberia. In the 1950s, Soviet scientists set up an experiment on a farm outside the city of Novosibirsk to understand how animals were domesticated. They decided to study foxes, which are closely related to wolves and dogs...
During his stay as a coach for the Engineers, the MIT baseball team set a program-record for wins in 2008 with 25 and reached the NEWMAC Championship Game for the first time...
...doubles and a lot of the guys got some good wins in the singles.” The first day of the tournament turned out favorably for McAnulty and junior Aba Omodele-Lucien, while five other Harvard players lost to their opponents. McAnulty bounced back from losing the first set, 6-4, to overtake Cal sophomore Sky Lovill, 6-2, 7-6(3). Omodele-Lucien established dominance over Mississippi sophomore Chris Thiemann after winning a close set, 7-5, wrapping up the win with a 6-2 set. Sophomore David Mangham lost an evenly matched contest against UC Berkeley junior...