Word: shadow
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...energetic Spielberg-influenced sequence - he's a bratty Iowa farm boy of about 11, stealing a car and fulfilling every stereotype of a kid lacking a proper father-figure (his mother is "off-planet"). Flash forward another decade and Kirk (Chris Pine) is a townie, living in the shadow of a Starfleet campus, which looms over the cornfields like a scarily large silo. He's still a brat, but also brawny and possessing a William Shatner-esque swagger. No wonder he catches the eye of a recruiter. (Read 10 Questions with William Shatner...
...fact, while Thurber keeps the mob at a considerable distance (we don’t know, for example, why Cleveland is involved), he relies on its existence to compensate for the poorly developed elements of the flaccid plot. If Art is vapid, it is because he lives in the shadow of a gangster; a scene with a pistol juxtaposes cheerful bonding in the hope that cliché plus cliché might make some real life. Acting does not add complexity to the situation. Granted, the actors are not given much (one of Jane’s key moments repeats...
Much of the shadow-banking system is now gone or in hibernation. Two of its leading institutions, Goldman Sachs and Morgan Stanley, have become commercial banks. With fewer competitors, banks have a lot more pricing power, while Federal Reserve lending programs and Federal Deposit Insurance Corporation (FDIC) guarantees of deposits and bank-bond issues have sharply lowered funding costs. Net interest margins appear to be turning the corner, and as a result, it is not inconceivable that banks will be able to steadily earn their way out of their problems over the next few years...
...weeks ago, meaning that our banking system may survive more or less intact. This seems like a terrible cop-out, until you consider that this financial crisis wasn't initiated by the banks - that is, FDIC-insured depository institutions. It was a crisis that began among and devastated the shadow banks. A few banking companies - Citigroup, UBS, JPMorgan Chase - did become deeply entwined in the shadow-banking system through their investment-banking arms. But banks, narrowly defined, weren't the big problem. So letting the banks, narrowly defined, squeak through reasonably unaltered might not be such a bad move...
...bankers borrowed at 3%, lent at 6% and hit the golf course by 3 p.m. It was an inefficient, seemingly archaic system. But it allowed banks to make healthy profits without taking big risks and protected the financial system from the volatility inherent in market-based shadow banking. We've now returned, temporarily at least, to something like 3-6-3. We may want to consider making it permanent...