Word: shearers
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...SHEARER: This group of people 55 to 64 tend to have a lot of health conditions, but they don't have a lot of options. There will have to be a public-policy response to make sure they have some options...
...SHEARER: We're really worried that as the recession goes on, more people are going to be uninsured and underinsured...
...SHEARER: Yes, employers are paying the bills for health insurance, but about 90% of those costs are passed on to employees in the form of lower wages. We're concerned that employers are shifting those very obvious identifiable costs to their employees, but at the same time they're also shifting more of the direct premium costs to employees...
...SHEARER: Oregon set up a commission to study the effectiveness of different medications. Eventually this is going to lead to the state of Oregon selecting preferred drugs and negotiating for the prices. Our drug costs are increasing at 17% a year. If we could make some inroads into bringing those increases under control, we could save billions of dollars a year. This is one little glimmer of hope...
...SHEARER: We are really concerned about the potential to shift costs to sicker people. It's one thing for someone who is healthy to get $1,000 and put it in an account that can grow year to year. Great. But that's diverting dollars away from our health-care system to go to healthy people. We thought the health-insurance system was about spreading risk broadly among the healthy and the sick. If these plans start taking off, we will gradually shift to a system with everybody facing much higher deductibles...