Word: sheltering
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...know, celebrities are special people with special needs. And, as the glossy shelter magazines keep telling us, they have special homes too. So when it comes time to sell, where do they find buyers? Among other celebs, of course. In last week's trades...
...flexible Roth isn't just for retirement anymore. It's a great way to shelter your estate and finance a first home or even fund a college education. There are myriad ways to take advantage. But first you must have a Roth to draw upon, and that's why the changes mentioned above are so important. They encourage people already retired or with the highest eligible incomes to set up a Roth. Some, though, might need to "manage" their income for at least one tax year to get it low enough to allow conversion...
...popular estate-planning goodies could disappear as early as this fall. For most it won't matter because the $625,000 lifetime exclusion ($1.25 million if married with a bypass trust) and the ability to give as gifts as much as $10,000 per person per year provide adequate shelter from estate-tax rates that can rise to an onerous 55%. But if the bull market has swelled your estate to $1.5 million or more, consider these tax breaks now--before they vanish...
Worse still, the heavy nets tear up the sea floor, damaging the habitat that provides food and shelter for the sea life being harvested. Environmentalists are pushing for the creation of zones where bottom trawling would be prohibited. Expect vigorous opposition from the fishing lobby...
MONARCH BUTTERFLIES: In Mexico, widespread fires are threatening the woodlands to which these gorgeous insects return every winter. Logging is encroaching on the dense stands of oyamel firs, whose needled branches shelter millions of hibernating monarchs from freezing temperatures