Word: short-term
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...while foreclosures are certainly bad for banks, higher interest rates alone aren't. It is not the level of interest rates that matters to bank bottom lines, but the difference between short-term rates and long-term rates. Banks make money when they can borrow money on a short-term basis - think about your deposits - at little costs and lend it out on a longer-term basis - your mortgage - at a higher rate. That's what economists call the yield curve. And the steepness of the curve, which is the difference between short-term rates and long-term rates...
...bolster the University’s cash reserves. Instead of winning donors over with plans for a new building dedicated to cutting-edge research, University leaders changed tactics and approached them for current use gifts and unrestricted funds to sustain Harvard’s core activities in the short-term.“We felt that it is very important to have resources to make immediate interventions that will have good outcomes in the long-term,” Faust says, citing the need for greater flexibility in diverting funds. Unrestricted funds can be used at the discretion of University...
...might have some short-term needs based on our fiscal climate that we absolutely have to address,” Nelson says. “But we have long-term commitments to the Houses...
...would weather the market turmoil by “staying true to our academic values and our long-term ambitions.” But just three months later, she cited the University’s “collective obligation to face the situation with the right balance of short-term focus and long-term ambition” in soberly announcing her decision to slow construction of the Allston Science Complex—long considered the lynchpin of Harvard’s 50-year planned expansion. Now, with the University’s budgets critically strained, some have suggested that...
...built-in sunset clauses, lasting no more than three or four years? These fields could be organized around a set of innovative, one-time-only freshmen seminars, Gen Ed courses, and departmental courses, each targeting a problem that energizes faculty and students alike. Courses could even be linked to short-term interdisciplinary and cross-faculty research projects. If a field lingered beyond its days as a secondary field, fine. But a lot of us would be just as happy to learn and move on. Even within existing departments, courses and curricula do not have to aim for permanence. I could...