Word: shouldn
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...time when stock markets are booming, the global economy is growing at its fastest clip in three decades and chief executives are cutting themselves huge paychecks, ordinary people the world over have cause to complain about being locked out of the party. "The top of the house shouldn't continue to award itself when the folks on the lower end of the ladder suffer," says C. William Jones, a retired telephone-company worker in Easton, Md., who was so incensed that Verizon cut his pension and health-care benefits that he helped start a protest group called the Association...
...help run the underlying mutual funds). Every dollar you pay is a dollar less you'll have available to spend on tuition. So look at plans that have management fees of less than 0.5% and shoot for one that's closer to half that. Expenses on the underlying investments shouldn't be more than 1%. This will knock a lot of plans out of contention, but that's O.K. In the end, you're going to be left with only one plan anyway. Ultra-cheap plans include the Utah Educational Savings Plan and New York's 529 Savings Program...
...most cases, no guarantee that you won't lose money. Pick a plan that has a range of investments, from stocks to a money-market fund or other cashlike option, so that you can move into safer securities as your kids get older. (In other words, you shouldn't be loaded up on tech stocks when Junior is, well, a high school junior.) Most plans you buy directly (i.e., without a financial adviser) include age-based portfolios. That means the fund company decides how you should be investing at each stage and automatically redistributes your assets...
...shallow?I had a nasty SweeTarts addiction a while back that scared me off the harder stuff?but I knew that millions of kids with attention-deficit problems were on methylphenidates, as Ritalin and its cousins are known. I too have attention problems. I too am still maturing. Why shouldn't it work...
...spectacle of corruption. Karen, a star journalist in our Washington bureau, covered the Democratic Party scandals on the Hill 15 years ago. "So I knew that when you start seeing little signs of trouble?a few admonishments from the ethics committee, a gift or a trip that a Congressman shouldn't have taken?you start looking for a pattern. We were the first to reveal aspects of the crucial role that Ed Buckham (Tom DeLay's former chief of staff and pastor) played hooking up Abramoff with Tom DeLay's office. We found out that, in arranging a questionable junket...