Word: sickness
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...student’s parents got sick or something, he would just whip out his checkbook and write them a check for a plane ticket,” said PBHA President Laura E. Clancy...
...When employees figure out that they'll lose any pretax money they set aside but don't spend, most simply move on. Who needs to roll the dice on something so unknowable as how often you'll get sick next year? And it's a slap in the face that your employer gets to keep the leftovers. We're not talking big bucks - roughly $20 a year goes unused in the typical health-care or dependent-care FSA. The real crime is that eligible workers grossly underuse FSAS out of fear that they will overguesstimate expenses. Drop...
Other U.S. states along the Mexican border are studying California's experience. Proponents in Arizona and Texas are hoping cross-border insurance might help reduce the strain on their public-health systems, overrun by patients who--lacking health insurance--wait until they are so sick, they wind up in the emergency room. "Our hospitals are under siege right now," says Marisa Walker, director of the Arizona-Mexico Program at the University of Arizona, who has been studying ways to develop cross-border health care in a state that has as many as 750,000 uninsured. "We definitely need...
...account that can grow year to year. Great. But that's diverting dollars away from our health-care system to go to healthy people. We thought the health-insurance system was about spreading risk broadly among the healthy and the sick. If these plans start taking off, we will gradually shift to a system with everybody facing much higher deductibles...
REINHARDT: This shifting to the sick is absolutely there. There will be some overall savings, but there will also be a major redistribution of the financial burden of health care from the healthy to the sick, because the sick will, every year, have to pay the whole thing. Then the money that stays in those healthy employees' accounts no longer goes into the health system. Think of the health system as a hungry wolf. It will eat, and if it doesn't get it in this bowl of vittles, it will eat somewhere else: in the catastrophic policy...